About the IAFF Financial Corporation
To better serve IAFF members and all government employees, we have created the IAFF Financial Corporation. The IAFF-FC is a for-profit corporation whose only shareholder is the International Association of Fire Fighters. The mission of the IAFF-FC is to provide outstanding service, numerous investment options, and insurance protection, all with competitive pricing. And the service partners we have selected are nationally respected industry experts.
With meticulous attention to detail and expert legal counsel, our Corporate Board has crafted the IAFF-FC programs.
For more information about the IAFF Financial Corporation, visit www.iaff-fc.com.
About Security Benefit
Eleven visionary men with $11 pooled their money at a Topeka, Kansas, drugstore to create the Knights and Ladies of Security, which was officially chartered on Feb. 22, 1892. Through wars and natural disasters, epidemics and economic upheavals, the company has distinguished itself through the decades as a nationally recognized pioneer in financial performance, product and program innovation, customer service, and employment practices. From its inception when assets could have been easily contained in a child’s bank, Security Benefit Life Insurance Company has evolved into a leader in the U.S. retirement market with assets under management reaching $49.9 billion.1 Our financial strength is further reflected in A- ratings from AM Best, 11/20/2020; Fitch Ratings, 04/15/2021; and Standard & Poor’s®, 09/29/2021.2
For more than 50 years, we’ve focused exclusively on the retirement savings market, offering inventive, simplified savings solutions to help individuals To and Through Retirement®.
1As of 06/30/2021, SBL’s total admitted assets were $43.6 billion and liabilities were $40.0 billion. Total adjusted capital (TAC) of $4.4 billion includes $3.6 billion of capital and surplus plus $0.8 billion of asset valuation reserve. Assets under management totaled $49.9 billion.
2The ratings reflect the financial strength of the insurer and should not be considered to have any bearing on the investment performance of assets held in any SBL separate account. Rating agencies take many factors into account when assigning a financial strength or claims-paying rating to an insurer. For a more complete understanding of the reasons for the ratings assigned to SBL, please refer to the ratings assessment.
Annuities are issued by Security Benefit Life Insurance Company (SBL) in 48 states, plus the District of Columbia. Responders First® is not available in Idaho and New York.
SB-10012-70 | 2021/10/11
Security Benefit Life Insurance Company is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.
The Responders First® program is provided through the Security Benefit Foundations Annuity, form 5800 (11-10) and ICC10 5800 (11-10), a flexible Purchase Payment deferred fixed index annuity issued by Security Benefit Life Insurance Company (Security Benefit). Product features, limitations, and availability may vary by state.
Product is not available in Idaho or New York.
“S&P 500® Low Volatility Daily Risk Control 5% Index,” and the “S&P 500® Factor Rotator Daily RC2 7% Index” are products of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (SPDJI) and Standard & Poor’s Financial Services LLC, and have been licensed for use by Security Benefit Life Insurance Company (SBL). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (S&P); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); third party licensor trademarks are trademarks of Standard & Poor’s Financial Services LLC and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by SBL. SBL’s Foundations Annuity is not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, or Standard & Poor’s Financial Services LLC, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index, S&P 500® Low Volatility Daily Risk Control 5% Index, or the S&P 500® Factor Rotator Daily RC2 7% Index.
Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity.
Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.